Smoke or barbecue a whole Tri-Tip. (I smoke the night before)
Line a cookie sheet with tortilla chips.
Cover tortilla chips with a can of black beans.
Slice and cut into cubes about 2 pounds of Tr-Tip. Place on top of black beans.
Cover chips, beans, and Tri-Tip with about 1.75 cups of shredded cheddar cheese.
Pre-heat smoker of oven to 350 degrees.
Place cookie sheet in smoker or oven for ten minutes.
Remove and add Roma tomatoes, red onions, jalapeño, and black olives. Cover with the remaining 1/4 cup shredded cheddar cheese. Place back in smoker or oven for about three minutes.
Remove and top with guacamole, sour cream, and cilantro.